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Public Service Loan Forgiveness

If you are employed by a government or not-for-profit organization, including religious organizations, you may be able to receive loan forgiveness under the Public Service Loan Forgiveness Program.

The Public Service Loan Forgiveness (PSLF) Program forgives the remaining balance on your Direct Loans after you have made 120 (10 years) qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.

FFELP borrowers may consolidate to Direct Loans to take advantage of programs such as PSLF.

Learn More to See if You May Qualify

Use the PSLF Help Tool on