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Our Granite State Management & Resources (GSM&R) team members remain deeply committed to working with our borrowers during the COVID-19 emergency. Please read below for information regarding the servicing of your GSM&R loan(s).

Please note: Interest will not be capitalized on loan types listed below at the end of deferments or forbearances granted from April 17 through September 30, 2020.

For NHHELCO TREE®, LEAF®, and EDvestinU® Loans (your account number begins with C7)

EDvestinU® Private Loan Borrowers

  • You may qualify for up to 12 months of Economic Hardship Deferment (granted in 90 day increments) and an additional 12 months Hardship Forbearance (also granted in 90 day increments). Please click here to download the appropriate deferment form by loan type. Complete the form and mail the form to the appropriate address listed or simply upload the form and supporting documentation via Manage My Account.

LEAF® Private Loan Borrowers

  • You may qualify for up to 12 months of Economic Hardship Deferment (granted in 90 day increments). Please click here to download the appropriate form.

TREE® Private Loan Borrowers

  • You may qualify for up to 24 months of Economic Hardship Deferment (granted in 90 day increments). Please click here to download the appropriate form.

For Federal Family Education (FFEL) Loans (your account number begins with C7)

  • If you are currently affected by the pandemic and are unable to continue making your monthly payments you may be eligible for a forbearance. Please call us at 800.719.0708 to discuss your options.

  • Additionally, you may qualify for 36 months of Economic Hardship Deferment, 36 months of Unemployment Deferment and 36 months of Forbearance (granted in 90 day increments).

Please click here to download the appropriate deferment form by loan type. Complete the form and mail the form to the appropriate address listed or simply upload the form and supporting documentation via Manage My Account.

(Updated May 1, 2020)