skip to main content
Main Content

Debt To Income Calculator

Based upon the earned or expected salary upon completion of college, students and parents are able to determine the amount of student loan debt that is manageable given their financial situation. This calculator provides an estimated monthly income, a monthly student loan payment and a debt-to-income ratio and allows you to determine if your anticipated student loans are more than your salary will support.

$
Must contain a number greater than 0 and less than 1 million ($).
$
Must contain a number greater than 0 and less than 1 million ($).
%
Must contain a number greater than 0 and less than 100 (%).
years
Must contain a number between 1 and 30 (years).
$
Must contain a number between 0 and 99,999 ($)

Results

Once out of college and employed, it is important for students and parents to know how much their student loan debt is going to impact their monthly income.

Your debt to income ratio is considered to be manageable if it is less than 10%. If your debt to income ratio exceeds 10% it is considered to be extremely risky.

For more information on how to plan for managing your debt-to-income ratio, click here.

Monthly Income ${{resultMonthlyIncome}}
Monthly Payment ${{resultPaymentMonthlyAmount}}
Debt-To-Income {{resultDebtToIncomeRatio}}%